Terms of Service

Welcome to The Loud Mouth Collective website. By accessing or using this website, purchasing products, enrolling in courses or intensives, or interacting with our content, you agree to comply with and be bound by the following Terms of Service. Please read them carefully before using our services.

1. Acceptance of Terms

By accessing or using this website, you agree to these Terms of Service and any additional terms, conditions, or policies referenced herein. If you do not agree to these terms, please discontinue use of the website and services immediately.

By purchasing, downloading, accessing, or otherwise using any product, course, service, digital download, membership, or material offered through this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, including all policies referenced herein.

2. Educational Purpose Only

The Loud Mouth Collective provides educational, informational, and business-related content only.

Nothing on this website, within any digital product, course, intensive, workbook, coaching experience, social media content, or educational material constitutes:

  • therapy or mental health treatment

  • clinical supervision

  • legal advice

  • financial advice

  • tax advice

  • medical advice

  • or individualized professional services

Participation in any offering does not establish a therapist-client relationship, supervisory relationship, fiduciary relationship, coaching relationship, or any other professional treatment relationship.

3. Eligibility

By using this website or purchasing services, you confirm that:

  • you are at least 18 years old

  • you have the legal capacity to enter into these terms

  • and you will use the website and services in compliance with applicable laws

4. Use of Website & Services

You agree not to:

  • use the website or services for unlawful purposes

  • interfere with website functionality or security

  • attempt to gain unauthorized access to systems or data

  • reproduce, distribute, or exploit content without written permission

  • share, resell, copy, distribute, upload, or redistribute purchased materials, trainings, digital products, or account access

  • upload materials into AI systems, databases, membership libraries, or content-sharing platforms without written permission

You are granted a limited, non-transferable, non-exclusive license for personal use of purchased materials only.

5. Intellectual Property Rights

All content on this website, including but not limited to:

  • text

  • graphics

  • branding

  • logos

  • videos

  • downloads

  • worksheets

  • workbooks

  • trainings

  • digital products

  • frameworks

  • course materials

  • and educational content

is the intellectual property of The Loud Mouth Collective and is protected under copyright, trademark, and other applicable laws.

You may not reproduce, republish, modify, distribute, sell, create derivative works from, or commercially exploit our content without prior written permission.

Unauthorized sharing, reproduction, or redistribution of materials may result in revoked access, legal action, and/or financial damages.

6. Purchases, Payments, Refunds, & Payment Plans

All sales are final unless otherwise explicitly stated in writing.

Due to the digital nature of our products, services, trainings, courses, and educational materials, refunds are generally not provided once access has been granted.

By purchasing any offering from The Loud Mouth Collective, you acknowledge and agree that:

  • you are responsible for reviewing all product descriptions prior to purchase

  • dissatisfaction, lack of participation, failure to complete materials, or lack of business results do not qualify for refunds

  • access may be revoked if payment obligations are not met

If you select a payment plan:

  • you are committing to the full payment plan amount, not a month-to-month subscription

  • stopping participation or failing to complete the program does not cancel remaining payments

  • failed or missed payments may result in suspended or revoked access to materials and services

We reserve the right to pursue unpaid balances through lawful collection efforts where permitted.

Initiating chargebacks or payment disputes after receiving access to digital products, services, courses, trainings, or materials may result in:

  • immediate revocation of access

  • denial of future purchases

  • and additional collection or legal action where permitted by law

Payment processing is handled through third-party providers such as Stripe, PayPal, or Squarespace Payments. We are not responsible for errors, outages, or security breaches caused by third-party payment processors.

7. No Guarantees, Earnings Disclaimer, & Individual Results

The Loud Mouth Collective provides educational and informational content related to business strategy, visibility, digital products, audience building, marketing, and diversified revenue streams.

While we may discuss revenue, income generation, financial freedom, business growth, audience growth, or scalable income, we make absolutely no guarantees regarding your individual results or financial outcomes.

Any income figures, revenue examples, testimonials, business outcomes, or success stories shared through:

  • our website

  • social media

  • marketing materials

  • intensives

  • courses

  • digital products

  • emails

  • or educational content

are illustrative only and should not be interpreted as guarantees or promises of future earnings.

Your success depends on many factors including, but not limited to:

  • consistency

  • execution

  • visibility

  • experience

  • audience engagement

  • market conditions

  • business strategy

  • pricing

  • effort

  • and individual circumstances

By using this website or participating in our offerings, you acknowledge that you are solely responsible for your own business decisions, actions, and results.

8. Community Conduct

If you participate in any community spaces, group programs, comments, chats, social media discussions, or interactive features associated with The Loud Mouth Collective, you agree to engage respectfully and responsibly.

We reserve the right to remove users, revoke access, terminate participation, delete comments, or restrict engagement without refund for:

  • harassment

  • hate speech

  • threats

  • discrimination

  • bullying

  • spam

  • misinformation

  • intellectual property theft

  • disruptive behavior

  • or violations of these Terms

9. Third-Party Links & Services

Our website may contain links to third-party websites, services, software, platforms, or resources. We do not control or endorse these third parties and are not responsible for their content, policies, practices, security, or availability.

Your use of third-party services is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, The Loud Mouth Collective shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or financial damages arising from:

  • use of or inability to use the website or services

  • reliance on educational content

  • business or financial decisions

  • interruptions or technical issues

  • unauthorized access to data

  • errors or omissions in content

  • or participation in any offerings

Your use of the website and services is entirely at your own risk.

11. Disclaimer of Warranties

All content, products, services, and materials are provided “as is” and “as available” without warranties of any kind, express or implied.

We do not warrant that:

  • the website will always be available or error-free

  • content will always be accurate or complete

  • services will meet your expectations

  • or participation will result in financial or business success

12. Indemnification

You agree to indemnify and hold harmless The Loud Mouth Collective, its owners, affiliates, contractors, employees, licensors, and representatives from any claims, liabilities, damages, losses, costs, or expenses arising from:

  • your use of the website or services

  • your violation of these Terms

  • your misuse of educational materials

  • your infringement of intellectual property rights

  • or your violation of applicable laws

13. Privacy Policy

Your use of the website is also governed by our Privacy Policy, Cookie Policy, and other applicable policies, which are incorporated into these Terms by reference.

14. Changes to Terms

We reserve the right to update or modify these Terms of Service at any time. Changes become effective immediately upon posting to the website. Continued use of the website or services after updates are posted constitutes acceptance of the revised terms.

15. Governing Law

These Terms of Service shall be governed by and interpreted in accordance with the laws of the State of Minnesota, without regard to conflict of law principles.

16. Contact Information

If you have questions regarding these Terms of Service, please contact us through the contact information listed on our website.